| Date |
Topic |
Assignments and Readings |
| January |
7 |
Introduction/Expectations |
Due: Information Sheet and Personal Consumer
Rating
|
| January |
9 |
Explanation of Assignments |
Read:
Household Inventory
Read:
Taking
a Household Inventory with a Camera
FYI:
Household and
Personal Property Inventory Book (This is a detailed book to help you create
and keep an inventory) |
| January |
11 |
Perspective, Values, & Goals |
Due: Student contract & Quiz 1
Read: Personal Values
Read: Creating S.M.A.R.T. Goals
|
| January |
14 |
History of Consumerism
Consumer Complaints/Disputes |
Read: Complaining Effectively
Read: Sample Complaint Letter
Read:
The Complaint is in the Mail
Read:
Small Claims Guide (Read through "If you win")
Read:
My Cookies Are Crumpled
FYI:
Small Claims (Utah
Court System) |
| January |
16 |
Consumer Complaints/Disputes |
Due: Financial History
Read: How to Resolve Consumer Disputes
Read:
How to Resolve Your Consumer Complaint
Read:
The Cooling Off Rule |
| January |
18 |
Privacy |
Due: Privacy Quiz
Due: Social
Security Assignment
Read:
Social Security: Your Number
Read: Consumer Privacy |
| January |
21 |
No Class - Martin Luther King, Jr. Recess |
|
| January |
23 |
Privacy |
Due: Wallet Contents
Read: Identity Crisis
Read:
Guard Your Social Security Number with Your Life
Read: Protecting Your Identity
Read: New Threats to Your Privacy |
| January |
25 |
General Recordkeeping |
Read:
Personal Health Record (Read the home
page and "Starting a Personal Health Record)
Read: How
Private Is My Medical Health Information? |
| January |
28 |
Financial Recordkeeping |
Due:
Complaint Letter [in stamped envelope]
Read:
What to Keep and For How Long
Read:
Organize Your Financial Life
(Read both pages please)
FYI:
The
Consumer's Almanac (this gives good information on several topics we'll be
covering throughout the semester) |
| January |
30 |
Budgeting |
Read:
Financial
Values, Attitudes and Goals
Read: Budget Central
(read all the sections under "Budgeting Basics" and any thing else of interest
to you)
Read: Your Spending Plan |
| February |
1 |
Budgeting |
Read:
Living a Better Life: Top 10 Budget Busters
Read: Your
Money Matters
|
| February |
4 |
Taxes |
Read:
Do You
Qualify for Educational Tax Credits?
Read:
Understanding Taxes Lesson Plans (read the short paragraphs under Modules
1-8, 10, 11 and Theme 3, Fairness in Taxes) |
| February |
6 |
Taxes |
Read: Federal
Income Tax Management |
| February |
8 |
EXAM 1 |
|
| February |
11 |
Insurance Fundamentals, Health Insurance |
Due:
Budget Assignment
Part 1
Read: Do
I Need Insurance (Also read For What? and Not for Everything)
Read: Notes, Part 1
Read: Notes, Part 2
Read:
Know Insurance
Policies
Read: I Can't Afford to Get Sick |
| February |
13 |
Insurance Fundamentals, Disability, Long-term care Insurance |
Read:
Protecting
your Greatest Asset--You
Read:
How
Much Insurance Do You Really Need? |
| February |
15 |
Automobile Insurance |
Due:
Tax assignment
Read: Nine Ways to Lower Your Auto
Insurance Costs
Read:
Controlling Premium Costs
Read: The Role of
Insurance (Start PAST the first set of review questions,
beginning with "Perils and Hazards", read through the second set of review
questions)
|
| February |
18 |
No Class - President's Day Recess |
|
| February |
20 |
Automobile Insurance |
Due:
Auto Coverage Analyzer
Due:
Auto Insurance Savings Quiz
Read: Private Passenger Auto Comparison Tables
Read:
Do You Understand Your Auto Insurance Policy?
Read:
Think You're
covered? |
| February |
22 |
Homeowner & renters Insurance |
Read:
Homeowners Insurance Comparison Table
Read: Cover Your Castle
Read:
Twelve Ways to Lower Your Homeowners Insurance
Read:
Am I Covered?
Read:
Why Renters Should Buy Insurance |
| February |
25 |
Homeowner & renters Insurance |
Due:
Property Insurance
Read:
The Basics of Renter's Insurance
Read:
Home and Renters Insurance: Top 10 Questions
Read:
Homeowners Coverage quiz |
| February |
27 |
Life Insurance |
Due: Auto
Insurance Assignment
Read:
Subject: Insurance - Life
Read: Basic Types of Life Insurance
Read: What You Should Know About Buying Life Insurance |
|
|
| February |
29 |
Life Insurance |
|
|
| March |
3 |
EXAM 2 |
|
| March |
5 |
Electronic Banking |
Read:
Insuring Your Deposits
Read:
What is Electronic Banking?
Read: Electronic Banking
Read:
Should You Bank Online?
FYI:
Is Your bank selling the World Your
Secrets?
Local banks and credit unions:
Wells Fargo Bank
Mountain America Credit Union
State Bank of Southern Utah
SouthWest Community Federal
Credit Union
Zions Bank
SunFirst Bank
Allegiance Direct Bank
|
| March |
7 |
Banking |
Read:
What's a Check
Read:
When Is Your
Check Not a Check? |
| March |
10 |
Checking |
Read: Checking Accounts
Read: Guaranteed and Special Checks |
| March |
12 |
Checking |
Due:
Budget Assignment
Part 2
Read:
Checking Accounts
2
|
| March |
14 |
Savings/Investing |
Read: The Rule of 72
Read:
Making Sense of Savings
Read:
Savings
Basics
FYI:
U S
Treasury Securities
FYI:
Determine Current Value of Your Bond
FYI:
Tax Credits for Education
|
| March |
17-21 |
No Class - Spring Break |
|
| March |
24 |
No Class - Easter Holiday |
|
| March |
26 |
Savings/Investing |
Read:
Savings: Key to Success
Read: Money
2000 Savings Basics
Read:
Language of the Stock Market
Read: Investment Alternative |
| March |
28 |
Credit |
Due:
Savings assignment
Read:
Schumer Box
Read:
Credit-card offers--How to find the catches
Read:
Choosing
a Credit Card
Read:
The New Credo On Campus: 'Just
Charge It' |
| March |
31 |
Credit |
Read:
Credit Cards
Read: What is a Credit Score?
Read:
Cosigning a Loan
Read:
Tip for college freshman
Read:
Credit Scores |
| April |
2 |
Credit |
Read:
How to get out of debt fast
FYI:
Digging into Debt
|
| April |
4 |
EXAM 3 |
|
| April |
7 |
Shopping |
Due: Personal
Property Inventory [in manila envelope]
Read:
Quick
Consumer Tips
Read:
Negative Option Plans...
Read:
Getting the Best Deals in the Retail World |
| April |
9 |
Buying A Car |
Read:
How to get
a great deal on a new car
Read:
Buying a
Used Car
Read:
Learn Facts about Leasing
Read:
When a Rebate
is Better Than a Low-Rate Auto Loan |
| April |
11 |
Buying a Home |
Read:
A House for Your Family: Buy or Rent?
Read: Finding Your
House
Read:
Looking for the Best Mortgage
Read:
Home
Warranties: Peace of Mind for a Price
Read:
How to Protect your Biggest Investment
Read:
How home loans are made, step by step |
| April |
14 |
Advertising |
Due:
Auto purchase
assignment
Read:
Advertising Tactics
Read: The Role of Advertising in a
Market Economy
Read:
Advertising:
Boon or Bane
|
| April |
16 |
Advertising |
Read:
Howdydoody.com |
| April |
18 |
Warranties |
Due:
Home Buying Assignment
Read: Warranties
Read:
Service Contracts and Warranties
|
| April |
21 |
Warranties; Fraud and rip-offs |
Read:
Protecting
Yourself From Consumer Fraud Read the following: Charitable
Solicitations, Sweepstakes, Telemarketing, Work-at Home Schemes, and
Unordered Merchandise)
Read: The Bait and
Switch Trap
Read:
Fraud Watch
Read:
Telemarketers have got your number
FYI:
Network Marketing
|
| April |
23 |
Fraud and rip-offs |
|
| April |
28 |
Study Day |
|
| May |
29
|
FINAL EXAM |
As per final exam schedule |