High Deductible Health Plan

The High Deductible Health Plan is one of two medical plans employees can choose from. All qualified employees, their spouses, and their children under the age of 26 are provided with medical benefits through EMI Health Insurance.

HDHP/HSA Premium Table
Type of Coverage Employer Premium Employee Premium SUU HSA Contribution
Single 238.75 28.50 21.40
Family 691.75 80.50 60.40

Plan Deductible: $1,750 single / $3,500 family

All services, except preventative, apply to the deductible.

Preventative visits (including vision exams) covered 100%

Out of pocket maximum $3,000 single / $6,000 family for the plan year (in-network).

Once the deductible is reached, copays are $35 primary office visits or $45 for secondary office visits.

Prescription: $20 generic Rx, 30% ($250 max); Preferred Rx, 50% ($350 max) Non-preferred Rx, or unique specialty medications. 
- Prescription Benefits Information 

Health Savings Account (HSA)

When HDHP is selected for the first time during employment (either during the new hire or switching at open enrollment) SUU will contribute $500, one time, to the employee's HSA.

The HSA has a $3,550/$7,100 annual contribution limit (EE + ER) for the 2020 calendar year.

Funds in the HSA roll over each year if unused and are portable, all funds deposited into the HSA go with the employee if they leave SUU employment.

Health Reimbursement Account (HRA)

Special enrollment for employees with HDHP and are not eligible for HSA. Employer contribution only.

Frequently Asked Questions

Q: When can I start using my medical benefits?
A: Eligible employees can begin using their benefits on day 1 of hire